Boat Insurance from Nationwide
Cover your boat in and out of the water with boat insurance from Nationwide.
We can cover 95% of all pleasure boats including runabouts, center consoles, walk-arounds, bass boats, cabin cruisers, pontoons, houseboats, sailboats, ski boats, canoes and more!
What’s covered
Nationwide boat insurance coverage includes:
- Physical damage
- Personal valuables
- On-water towing
- Rental reimbursement
- Roadside assistance
- Fishing equipment
We also have specialized coverages including:
- Free pollution/fuel spill liability (included with liability coverage) — coverage for unintentional oil or fuel spills
- Free wreckage removal (included with liability and physical damage coverage) — covers you if you have to raise, remove, or destroy the watercraft
- Free deductible rewards (if eligibility requirements are met) — for each claim-free year, comprehensive and collision deductibles will be reduced by $100
- Uninsured/underinsured boaters coverage – pays for bodily injury caused by the owner or operator of an uninsured or underinsured watercraft
- Physical damage options – covers replacement cost for new boats, agreed value available for boats 10 years old or less, and actual cash value available for all boats
- Miscellaneous coverages like personal effects, fishing equipment, roadside assistance, rental reimbursement, and on-water towing
Package our miscellaneous coverages together and save 50% (discount may vary by state).
Boat insurance discounts
Take advantage of Nationwide's boat insurance discounts for:
- Completing a boater safety course
- Multiple boat coverage
- Being a claim-free boater
- Diesel fuel usage
- Boat insurance combined with auto insurance or other Nationwide policies
Get a quote
- Find a local Nationwide insurance agent
- Call 1-888-490-1558
